Our investment solution makes your money work harder for you. It's built on three pillars; asymmetric upside* through Bitcoin, a safety anchor through gold, and meaningful passive income through stablecoin yield*.
You can manually buy and sell assets like any other application. Alternatively, there are more automated features in the solution. You can securely connect your bank account to our platform through Basiq's Open Banking API*, and set a desired cash floor. This integration allows Basiq to monitor balances in real time, so you get full visibility into your investment positions versus current spending and debt. If your chosen cash floor is exceeded we'll automatically prompt you to send funds to your treasury wallets. Our treasury wallets allow you to pre-select the assets and amounts you want to invest in. When you deposit funds into these wallets, everything after runs on autopilot - your funds convert and flow into the assets you've chosen via DCA* or a one-time investment.
Furthermore, for businesses receiving stablecoin payments through our invoice tool, a portion of every incoming payment can auto-route straight into your yield account the moment funds arrive, so nothing sits idle for even a second.
Programmable money* is one of the most important financial innovations for humanity. We're bringing it to you.
vault is for Aussie individuals and businesses who believe value gravitates to what remains scarce and open.
Money secured
by nature, energy and open systems
Money secured by nature, energy and open systems
vault is for Aussies - both individuals and organisations - who believe value gravitates to what remains scarce and open to all.
Money leaks. The number in the account may hold steady but what it can buy shrinks, worn down by debasement. liquid is designed to address this by streamlining access to Gold, Bitcoin and stablecoin yield - each serving a distinct purpose. Gold for steady strength, Bitcoin for uncapped upside, and stablecoin yield for predictable interest payments. These vehicles are where money preserves itself - and builds on it.
Real gold that's yours
vault gives you direct ownership of LBMA-certified bullion, allocated in your name and stored securely with Brink's Australia. The gold is yours to buy, sell or send 24/7/365.
Streamlined bitcoin access
vault streamlines access to bitcoin, the only verifiably scarce asset on the planet. Its properties are similar to gold but it's easier to move, store and divide, with no central body who can decide to create more.
Make payments work
Receiving a payment and putting it to work is one move with vault. Incoming payments can land as store-of-value positions across on-chain yield, bitcoin and soon gold.
The vault behind vault
For holdings you want locked down, vault offers institutional-grade security and custody. Your digital assets can be held in deep cold storage and kept offline, beyond the reach of threats. This is what large institutions demand, and it's made available for everyone.
vault connects to open lending markets, where the interest rate is set by organic supply and demand, not by a bank. Your money remains yours and is put to work through transparent markets.
Money storage vehicles across gold, bitcoin and savings from open markets
Our thesis: value will continue to gravitate towards what remains scarce and open
Real gold that's yours
vault gives you direct ownership of LBMA-certified bullion, allocated in your name and stored securely with Brink's Australia. The gold is yours to buy, sell or send 24/7/365.
Open financial markets
Streamlined access to bitcoin
vault streamlines access to bitcoin, the only verifiably scarce asset on the planet. Its properties are similar to gold but it's easier to move, store and divide, with no central body who can decide to create more.
Open
financial markets
vault connects to open lending markets, where the interest rate is set by organic supply and demand, not by a bank. Your money remains yours and is put to work through transparent markets.
Make your payments work
Receiving a payment and putting it to work is one move with vault. Incoming payments can land as store-of-value positions across on-chain yield, bitcoin and soon gold.


The vault behind vault
vault offers deep cold storage through BitGo Bank & Trust. Keys are created offline, protected by multiple signatures, and held with a world-leading custodian. This is the level of security large institutions demand, and it's made available to all.
Multi-currency investing
vault lets you invest cash across many currencies, not just Australian dollars. Build positions in scarcity from wherever your funds already sit.
Who vault serves
vault is designed from two beliefs:
(1) money should hold its value over time
(2) money should operate in open systems
Gold and Bitcoin matter because they offer two different ways to hold value beyond cash: one with a long history as money, the other built for an open, digital economy.
Open financial systems matter because they redistribute power. They give us control over our money, which gives us the freedom to choose how we live and shape our future.
Coming soon to vault
Coming soon to vault
Allocation Targets
Soon, you'll be able to choose your allocation targets across Gold, Bitcoin, and yield. You can set it once, and edit it at any time as things change. As your positions move, liquid tracks them against your targets - so you always know what's drifted, what's on track, and what it takes to rebalance.
Stable interest
Right now, yield rates are variable on stablecoins, and they move with the market. Soon, you'll be able to earn a steady rate at deposit, so returns stay predictable. Positions are still liquid, with no lock-ups.
Open credit markets
Soon, you'll be able to tap open credit markets directly. Access funds when an opportunity appears, keep your positions intact while you do, and let your money work both ways at once. Credit will be something individuals and businesses can get on their own terms, without needing to wait on a bank.
liquid OTC
OTC trades will be available through liquid in the near future. Both AUD and USD trades are coming through our institutional liquidity network.
Tell liquid what you want and how much, check it, and execute immediately.
Invest in your own words

