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Our investment solution makes your money work harder for you. It's built on three pillars; asymmetric upside* through Bitcoin, a safety anchor through gold, and meaningful passive income through stablecoin yield*.

You can manually buy and sell assets like any other application. Alternatively, there are more automated features in the solution. You can securely connect your bank account to our platform through Basiq's Open Banking API*, and set a desired cash floor. This integration allows Basiq to monitor balances in real time, so you get full visibility into your investment positions versus current spending and debt. If your chosen cash floor is exceeded we'll automatically prompt you to send funds to your treasury wallets. Our treasury wallets allow you to pre-select the assets and amounts you want to invest in. When you deposit funds into these wallets, everything after runs on autopilot - your funds convert and flow into the assets you've chosen via DCA* or a one-time investment.
 

Furthermore, for businesses receiving stablecoin payments through our invoice tool, a portion of every incoming payment can auto-route straight into your yield account the moment funds arrive, so nothing sits idle for even a second.

Programmable money* is one of the most important financial innovations for humanity. We're bringing it to you.

vault is for Aussie individuals and businesses who believe value gravitates to what remains scarce and open.

Money secured 
by nature, energy and open systems

Vault for individuals

Money secured by nature, energy and open systems

vault is for Aussies - both individuals and organisations - who believe value gravitates to what remains scarce and open to all.

Get early access to liquid now

Vault for businesses

Our investment solution is built for everyday Australians and businesses. It's designed to make your money work harder for you, whilst minimising the complexity of investing. The toolkit is built on three pillars; asymmetric upside* through Bitcoin, a safety anchor through gold, and meaningful passive income through stablecoin yield*.

There's a variety of ways to use the platform. You can manually buy and sell assets like any other application. Alternatively, there are more automated features in the solution. You can securely connect your bank account to our platform through Basiq's Open Banking API*, and set a desired cash floor. This integration allows Basiq to monitor balances in real time, so you get full visibility into your investment positions versus current spending and debt. If your chosen cash floor is exceeded we'll automatically prompt you to send funds to your treasury wallets. Our treasury wallets allow you to pre-select the assets and amounts you want to invest in. When you deposit funds into these wallets, everything after runs on autopilot - your funds convert and flow into the assets you've chosen via DCA* or a one-time investment.

On the digital asset side, there's no seed phrases, no wallet complexity, no protocols to navigate. On the gold side, it's allocated, LBMA-certified*, insured, and vaulted with Brink's in Australia. You just see dollars going in, performance in real time, and the option to withdraw back to your bank via NPP whenever you need.
 

Furthermore, for businesses receiving stablecoin payments through our invoice tool, a portion of every incoming payment can auto-route straight into your yield account the moment funds arrive, so nothing sits idle for even a second.

Programmable money* is one of the most important financial innovations for humanity. We're bringing it to you.

Money leaks. The number in the account may hold steady but what it can buy shrinks, worn down by debasement. liquid is designed to address this by streamlining access to Gold, Bitcoin and stablecoin yield - each serving a distinct purpose. Gold for steady strength, Bitcoin for uncapped upside, and stablecoin yield for predictable interest payments. These vehicles are where money preserves itself - and builds on it. 

Real gold that's yours

vault gives you direct ownership of LBMA-certified bullion, securely allocated in your name and stored with Brink’s Australia. There's no hassle of collecting, insuring or safeguarding the metal yourself.

The gold is yours to buy, sell or

send 24/7/365.

Own a piece of 21 million

vault streamlines access to bitcoin - scarce money secured by energy. We operate from a thesis that as intelligence becomes abundant, value will increasingly accrue to assets that cannot be replicated or debased. Bitcoin is forever capped at 21 million.

Make payments work

Receiving a payment and putting it work is now one move. vault lets incoming payments land as store-of-value positions across on-chain savings, bitcoin and soon gold. Every dollar received can start working. 

The vault behind vault

For holdings you want locked down, vault offers institutional-grade security and custody. Your digital assets can be held in deep cold storage and kept offline, beyond the reach of threats. This is what large institutions demand, and it's made available for everyone.

vault connects your funds directly to open lending markets, where

the rate is set by organic supply

and demand, not a bank. Your money remains yours and is put to work through transparent, open markets you can access anytime - increasing financial agency.

Money storage vehicles across gold, bitcoin and savings from open markets

Our thesis: value will continue to gravitate towards scarcity and open systems

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Real gold that's yours

vault gives you direct ownership of LBMA-certified bullion, securely allocated in your name and stored with Brink’s Australia. There's no hassle of collecting, insuring or safeguarding the metal yourself. The gold is yours to buy, sell or send 24/7/365.

Own a piece of 21 million

vault streamlines access to bitcoin - scarce money secured by energy. We operate from a thesis that as intelligence becomes abundant, value will increasingly accrue to assets that cannot be replicated or debased. Bitcoin is forever capped at 21 million.

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Increase financial agency 

vault connects your funds directly to open lending markets, where the rate is set by organic supply and demand, not a bank. Your money remains yours and is put to work through transparent, open markets you can access anytime - increasing agency.

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Make payments work

Receiving a payment and putting it work is now one move. vault lets incoming payments land as store-of-value positions across on-chain savings, bitcoin and soon gold. Every dollar received can start working. 

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Increase financial agency

The vault behind vault

vault offers deep cold storage through BitGo Bank & Trust. Keys are created offline, protected by multiple signatures, held with a world-leading custodian. This level of security is what multi-billion dollar exchanges and asset managers demand.

Multi-currency investing

vault lets you invest cash across currencies, not just Australian dollars. Build positions in scarcity from wherever you already have funds.

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Who vault serves

We can never escape physics.

 

Energy can’t be printed and atoms can’t be clicked into being. Anything that holds its worth has to live inside strict limits, as a claim on something scarce or natural: metal in the ground, energy driven into a protocol, work to achieve an outcome.  

 

Cash doesn’t operate like this. It’s created out of thin air, with the click of a few buttons.

 

As such, money that adheres to the principles of physics couldn’t come at a more critical moment. Traditional systems are crumbling under enormous debt obligations and their only strategy is to create more to pay it off.

 

So, we’re committed to building services around scarce, neutral forms of money as we enter the age of ‘abundance’.

Coming soon to vault

Coming soon to vault

Allocation Targets

Soon, you'll be able to choose your allocation targets across Gold, Bitcoin, and yield. You can set it once, and edit it at any time as things change. As your positions move, liquid tracks them against your targets - so you always know what's drifted, what's on track, and what it takes to rebalance. 

Stable interest

Right now, yield rates are variable on stablecoins, and they move with the market. Soon, you'll be able to earn a steady rate at deposit, so returns stay predictable. Positions are still liquid, with no lock-ups.

Open credit markets

Soon, you'll be able to tap open credit markets directly. Access funds when an opportunity appears, keep your positions intact while you do, and let your money work both ways at once. Credit will be something individuals and businesses can get on their own terms, without needing to wait on a bank.

liquid OTC

OTC trades will be available through liquid in the near future. Both AUD and USD trades are coming through our institutional liquidity network.

Tell liquid what you want and how much, check it, and execute immediately. 

Invest in your own words

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Get early access to liquid now

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