Our investment solution makes your money work harder for you. It's built on three pillars; asymmetric upside* through Bitcoin, a safety anchor through gold, and meaningful passive income through stablecoin yield*.
You can manually buy and sell assets like any other application. Alternatively, there are more automated features in the solution. You can securely connect your bank account to our platform through Basiq's Open Banking API*, and set a desired cash floor. This integration allows Basiq to monitor balances in real time, so you get full visibility into your investment positions versus current spending and debt. If your chosen cash floor is exceeded we'll automatically prompt you to send funds to your treasury wallets. Our treasury wallets allow you to pre-select the assets and amounts you want to invest in. When you deposit funds into these wallets, everything after runs on autopilot - your funds convert and flow into the assets you've chosen via DCA* or a one-time investment.
Furthermore, for businesses receiving stablecoin payments through our invoice tool, a portion of every incoming payment can auto-route straight into your yield account the moment funds arrive, so nothing sits idle for even a second.
Programmable money* is one of the most important financial innovations for humanity. We're bringing it to you.
Designed for Australian businesses and individuals who want their idle cash working harder and independent of banks. Designed to outlast what gets printed.
Build a financial position beyond what banks can offer.
Build & grow positions in bitcoin,
gold bullion and passive yield.
Built to outpace modern inflation.


Grow positions in bitcoin,
gold bullion and stablecoin
yield. Built to outpace inflation.
Build a financial position beyond what banks offer.
For Australian businesses and individuals who want their idle cash working harder
and independent of banks. Designed to outlast what gets printed.
Our investment solution is built for everyday Australians and businesses. It's designed to make your money work harder for you, whilst minimising the complexity of investing. The toolkit is built on three pillars; asymmetric upside* through Bitcoin, a safety anchor through gold, and meaningful passive income through stablecoin yield*.
There's a variety of ways to use the platform. You can manually buy and sell assets like any other application. Alternatively, there are more automated features in the solution. You can securely connect your bank account to our platform through Basiq's Open Banking API*, and set a desired cash floor. This integration allows Basiq to monitor balances in real time, so you get full visibility into your investment positions versus current spending and debt. If your chosen cash floor is exceeded we'll automatically prompt you to send funds to your treasury wallets. Our treasury wallets allow you to pre-select the assets and amounts you want to invest in. When you deposit funds into these wallets, everything after runs on autopilot - your funds convert and flow into the assets you've chosen via DCA* or a one-time investment.
On the digital asset side, there's no seed phrases, no wallet complexity, no protocols to navigate. On the gold side, it's allocated, LBMA-certified*, insured, and vaulted with Brink's in Australia. You just see dollars going in, performance in real time, and the option to withdraw back to your bank via NPP whenever you need.
Furthermore, for businesses receiving stablecoin payments through our invoice tool, a portion of every incoming payment can auto-route straight into your yield account the moment funds arrive, so nothing sits idle for even a second.
Programmable money* is one of the most important financial innovations for humanity. We're bringing it to you.
Our investing product gives Australian businesses and individuals a single platform to build positions in assets that can't be printed, diluted, or debased. Bitcoin's scarcity is enforced by code. Gold's is enforced by nature. Neither answers to a central bank. You access both directly - no exchange accounts, no wallets, no complexity.
For idle cash, we connect you directly to the DeFi lending protocols that generate real yield. These are the same protocols powering billions in transactions globally, and strips out every intermediary between you and the return. The interface looks like a high-yield savings account. Deposit AUD, earn 2–4x your bank's savings rate, and withdraw back to your bank account any time. No seed phrases. No gas fees. No learning curve.
For those who want control, manual buying and selling is available. But, to make the investing flow more streamlined, we're building what we call auto-invest wallets*. These are a distinct wallet, separate from your normal payment and asset wallets. They have their own automation logic which follows this flow; you pre-select the assets you want to invest in, the split in dollar or percentage terms between them, and the frequency (DCA*, one-time, hybrid). Then simply deposit AUD from your bank to this wallet, and the platform automatically executes.
Your capital always stays moving.
Where idle cash starts working for you.

Your Savings are
Moving Backwards
Every year your cash sits in a bank, inflation quietly drains its purchasing power through monetary debasement*. Aussie savings accounts yield next to nothing, which means your balance grows on screen while its real value shrinks. liquid Vault is built around assets and protocols that structurally outperform this debasement trend - giving you access to scarce stores of value and real yield from open markets.
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Real Gold in Your Name,
Held Directly in Your Pocket
Gold has preserved wealth for thousands of years. We've partnered with Rush Gold to bring you allocated, LBMA-certified*, and insured gold to your devices. You're not buying a synthetic product or an ETF tracking a price. You're buying physical bullion held in your name. Buy, hold, and sell directly through the platform, and withdraw the value back to your bank whenever you need to.

Bitcoin Stacking
for Asymmetric Upside
There will only ever be 21 million Bitcoin. That's it. No central bank can expand the supply and no government can dilute it. We give you direct access to accumulate it. There's one-time buys, recurring purchases, or an automated allocation incoming business payments. You control the pace, and the asset does the rest. For larger holdings, custody options are available so you can rest easy knowing your stack is safe and insured.

Earn Up to 8x Your
Bank Savings Account
Banks lend your deposits out at high rates and pay you a fraction of what they earn. Open markets* cut them out entirely, which is why the returns are so much higher. Our yield product connects your funds directly to DeFi protocols* that power billions of dollars in transactions. Where interest is set by real supply and demand, not a bank. Deposit AUD, watch your balance grow in real time, and withdraw whenever you want.

All the Yield of DeFi,
Without the Complexity
Historically, the complexity of Decentralised, Finance* has prevented people from participating. We've aimed to address this. There's no wallet complexity, no seed phrases, no gas fees, no protocols to navigate. You can deposit in AUD, have your balance in AUD, and you can withdraw to AUD. You can also interact with the stablecoins directly. The on-chain layer is invisible - you just see performance streaming in real time.
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Know What Money
You Can Safely Put to Work
This is where liquid Vault gets interesting for businesses. Your team can connect your bank account securely through Open Banking* and set a cash floor - the minimum balance you want to keep liquid. Our platform monitors your account, tracking what's committed, what's in motion, and what's sitting idle. When your balance exceeds your floor, we'll prompt you: "You have $12,000 above your threshold. Want to put it to work?" No more guesswork for your team.
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Set Your Rules Once
and Your Money Follows Them
Choose the assets you want to build positions in - Bitcoin, gold, yield, or a split across all three - set your allocation in dollar or percentage terms, and pick a frequency. Once you deposit AUD, the platform executes automatically according to the rules you've defined. No charts to read, no timing decisions, and no manual trades. Consistent position-building that runs on autopilot.

Your Payments Now
Fund Your Investment Strategy
Most businesses treat getting paid and investing as separate steps. Money comes in, sits in an account idle, and then someone decides where it should go. We've connected the two. When a client pays an invoice, a portion (or all) can route straight into your Vault positions the instant funds settle. 60% to AUD for payroll, 20% into yield, 20% into BTC. Your invoices stop being just invoices. They become your treasury strategy.
Terminology Index
Neutral Assets: Neutral assets (sometimes called neutral reserve assets) are stores of value that exist outside the control of any single government, central bank, or financial institution - making them "neutral" in the sense that no nation or authority can manipulate their supply or devalue them through policy decisions.
Monetary Debasement: Monetary debasement is when a currency is made less valuable over time, either historically by reducing the precious metal in coins or today by increasing the money supply so each unit of money buys less.
Open Markets: In DeFi, open markets means that financial services like lending, borrowing, and trading are available to absolutely anyone in the world with a crypto wallet. No bank account, credit check, or identity approval required. Unlike traditional markets that open and close on business hours, DeFi markets run 24/7 on public blockchains where prices and interest rates are set algorithmically by organic supply and demand.
DeFi Protocols: A DeFi protocol is a set of self-running programs on a blockchain that provide financial services - like lending, borrowing, or trading - automatically, without a bank or company in the middle.
Decentralised Finance: Decentralised finance (DeFi) is a system that lets people access financial services - like lending, borrowing, and trading - directly with each other using blockchain technology, without needing banks or any other middleman. Smart contracts (self-executing code on the blockchain) replace the role of traditional institutions, meaning transactions are automatic, transparent, and open to anyone with an internet connection.
Open Banking: An Open Banking API is a secure connection that lets an app - with your permission - read information from your bank account, like your balance and transaction history. Instead of you manually checking what's in your account and typing it in somewhere, the app can see it directly and in real time. The bank shares the data, but the app can only look. It can't move or spend your money.
Frequently asked questions













