For outbound B2B payments, the same rails that power our remittance product work for businesses - stablecoins and Lightning settle your international transfers in real time.
But the real shift for businesses is on the inbound side. Our invoice engine lets you create an invoice in AUD, generate a unique payment link, and have your overseas client settle in stablecoins on their preferred network, whilst automatically delivering it to your preferred network through cross-chain intents*. The whole thing looks and works like a normal invoice, except settlement is instant.
Once the payment lands, you choose what happens next: convert the full amount to AUD, hold in stablecoins, auto-convert to Bitcoin or gold (later rollout), or split it. You pre-set it once and it automatically executes.
What's even cooler about the invoicing tool, is that each business gets their own segregated smart account* on-chain, meaning a portion (or all) of incoming stablecoin payments can automatically be routed into your passive yield account, in one atomic action.
Your money either moves, converts, or earns, and nothing sits idle.
rails is the borderless engine for modern businesses. Unified accounts, payments, FX and treasury across fiat, stablecoins, bitcoin and gold. Designed for global teams.
Your business, connected to
the world's money
Your business, connected to the world's money
rails is the borderless engine for modern businesses. Unified accounts, payments,
FX and treasury across fiat, stablecoins, bitcoin and gold. Designed for global teams.
Stablecoins that just work
Send, hold and receive across 18 EVM networks, Solana and Tron. Wallets are non-custodial, passkey-based, and never charge gas fees. rails is where stablecoins just work.
Invoices that follow orders
With rails, treasury decisions exist at the payment level. Your team chooses what happens to the money when it lands, and the invoice follows. One invoice, many outcomes.
rails lets your team move value globally without foreign bank accounts, turning global payables into local payments. Pay suppliers, contractors and teams around the world, in real-time and in their currency.
Global virtual accounts
rails is where business operates 24/7/365. Interoperable by design across bank, stablecoin, and bitcoin payment rails, letting your team unlock new markets and customers.
Send money 24/7/365
rails lets your business get paid in real-time. Payments settle overnight, on weekends, and across timezones. Unlock faster working capital and fewer delays.
Get paid in real-time
rails offers ultra cheap on/off ramps across multiple currencies. Our ramps are network-specific, letting your team choose where funds land after on-ramping and which balance gets used when off-ramping.
A unified operating system for businesses
A unified operating system for businesses
Virtual accounts, ramps, payments, wallets, liquidity, settlement, FX and earning
Stablecoin ramps
Global
virtual accounts
Move money globally without foreign bank accounts, turning global payables into local payments. Pay suppliers, contractors and teams around the world in real-time, in their currency.
Maximise capital efficiency
Stablecoin ramps
rails offers ultra cheap on/off ramps across multiple currencies. Our ramps are network-specific, letting your team choose where funds land after on-ramping and which balance gets used when off-ramping.
Get paid
in real-time
rails lets your business get paid in real-time. Payments settle overnight, on weekends, and across timezones. Unlock faster working capital and fewer delays.
Send money
24/7/365
rails is where business operates 24/7/365. Interoperable by design across bank, stablecoin, and bitcoin payment rails, letting your team unlock new markets and customers.
Stablecoins that just work
Send, hold and receive across 18 EVM networks, Solana and Tron. Wallets are non-custodial, passkey-based, and never charge gas fees. rails is where stablecoins just work.
Invoices that follow orders
With rails, treasury decisions exist at the payment level. Your team chooses what happens to the money when it lands, and the invoice follows. One invoice, many outcomes.
Batch sends on open rails
Batch payments on a global scale usually come with friction. But not on open rails. In a single transfer, batch many payments, in many currencies, to as many recipients as you need.
Maximise
capital efficiency
Receiving payments shouldn't be the end of a transfer. rails can automatically route incoming stablecoins to earn, maximising your treasury's capital efficiency.
Instant FX settlement
rails gives your business instant, multi-currency settlement. Convert and settle between stablecoins, bitcoin and several local currencies, including GBP, EUR and USD.
Custody on your terms
Hold funds in your own non-custodial wallet, secure them with a regulated custodian like BitGo, or run a hybrid model, with operating balances in hot and reserves in cold storage. It's your money on your terms.
Every corridor can receive local fiat, gold, or both. You can send fiat or digital assets to 40 countries, and your recipient can receive local currency. You can send gold bullion to 15 countries, which your recipient can either hold or swap to cash. In 5 countries, both options are available, with more coming soon. Stablecoins and bitcoin don’t carry the same geographic restrictions.
50 countries and counting
Our coverage
50 countries and counting
Our coverage
Every corridor can receive local fiat, gold, or both. You can send fiat or digital assets to 40 countries, and your recipient can receive local currency. You can send gold bullion to 15 countries, which your recipient can either hold or swap to cash. In 5 countries, both options are available, with more coming soon. Stablecoins and bitcoin don’t carry the same geographic restrictions.
Who rails serves
Who rails is for
A business’s money is its lifeblood. Fintech has already made money move better than banks. Paying suppliers is cheaper, collecting from overseas is faster, and it’s simpler to hold currencies without opening a foreign account. But efficient is not the same as productive. Transfers end and money sits still, local currencies decay over time, and funds are held on someone else's ledger.
At liquid, we believe there’s new level business payments can go to;
Stronger: scarce, neutral forms of money for payments.
Programmable: bespoke rules so balances are always moving, working or earning.
Boundless: bank, stablecoin, bitcoin, and gold networks in one place, interconnected.
Sovereign: owning positions, rather than renting a claim inside someone else's account.
Coming soon to rails
Coming soon to rails
Automated business payments
Soon, you’ll be able to put payroll, supplier invoices, and retainers on autopilot: authorise your wallet to send payments on a fixed schedule, with bespoke policies and limits.
More major stablecoins
We plan on adding stablecoins from Europe and Asia as the worlds currencies move on-chain. Each new stablecoin means another market you can bill into and collect from without touching a bank.
Gold bullion payments
Soon, businesses will be able to send and receive gold as easily as moving dollars. It's a simple way to settle internationally, preserve purchasing power, and hold a portion of working capital in an asset that has endured for centuries.
More invoice options
Right now, invoices can stay in stablecoins or bitcoin, split between currencies or route straight into your yield vault to start earning the moment it lands. Soon, gold bullion will be an invoice option, receiving in AUD and more. Every payment you collect will be yours to shape completely.
Expand off-ramps in Asia
We have significant payout coverage across Europe, Africa and parts of the Americas. Asia is where we're focused on next.
Your money, your instructions
Tell liquid who to bill, where to send, and you approve.
