Individual accounts
For Aussies who want their idle cash working harder and independent of banks.
Digital access to real gold
Gold has outlasted every empire and every currency ever printed. vault gives you the real thing without the overhead: allocated, LBMA-certified bullion held in your name and vaulted with Brink's Australia. No safe to buy, no insurance to arrange, nothing to hide. Buy it, sell it, cash out - 24/7. It's real metal that's yours.
Own a piece of 21 million
Bitcoin is the only verifiably scarce asset ever created - 21 million, fixed by code, no exceptions. vault lets you build your position at your own pace: one-off buys, or recurring buys on autopilot. Every order is priced through institutional liquidity partners at wholesale rates - not retail exchange markups. You set the pace, scarcity does the rest.
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Interest banks don't pay
Traditional bank accounts don't pay much because the bank sits in the middle. vault connects your dollars directly to open lending markets, where the rate is set by real supply and demand, not a committee. These markets connect borrowers and lenders directly. Safety comes from borrowers posting more value than they take, and if their deposit starts to slip, the market sells it automatically to make lenders whole. Rates are variable, transparent, and higher on-chain.
Make payments invest
Receiving and earning is now one move. vault lets incoming stablecoin payments route directly to your yield vault for earning, or land as bitcoin, and soon on-chain gold. For a business, every payment can feed your treasury. For an individual, every dollar received can start compounding immediately.