For outbound B2B payments, the same rails that power our remittance product work for businesses - stablecoins and Lightning settle your international transfers in real time.
But the real shift for businesses is on the inbound side. Our invoice engine lets you create an invoice in AUD, generate a unique payment link, and have your overseas client settle in stablecoins on their preferred network, whilst automatically delivering it to your preferred network through cross-chain intents*. The whole thing looks and works like a normal invoice, except settlement is instant.
Once the payment lands, you choose what happens next: convert the full amount to AUD, hold in stablecoins, auto-convert to Bitcoin or gold (later rollout), or split it. You pre-set it once and it automatically executes.
What's even cooler about the invoicing tool, is that each business gets their own segregated smart account* on-chain, meaning a portion (or all) of incoming stablecoin payments can automatically be routed into your passive yield account, in one atomic action.
Your money either moves, converts, or earns, and nothing sits idle.
rails connects bank, mobile money, stablecoin, bitcoin and gold bullion rails into one unified platform. Value moves freely across currencies, networks, assets and borders.
Business payments built on fast, open networks.
A next-gen business platform for global payments and treasury control
A next-gen business platform for global payments and treasury control
rails connects bank, mobile money, stablecoin, bitcoin and gold bullion rails into one unified platform. Value moves freely across currencies, networks, assets and borders. Programmable treasury outcomes turn every inbound payment into a decision; auto-deposit in yield vault, swap to bitcoin, receive as gold bullion, or hold as cash.
Global business payments built on fast, open networks.
For outbound B2B payments, the same rails that power our remittance product work for businesses - stablecoins and Lightning settle your international transfers in real time, with gas fees sponsored by us - you'll never need to hold the underlying token.
For businesses the real shift is on the inbound side. Our invoice engine lets you create an invoice in AUD, generate a unique payment link, and have your overseas client settle in stablecoins on their preferred network, whilst automatically delivering it to your preferred network. There's no prior discourse needed with your payer about the network to send it on. The whole thing looks and works like a normal invoice, except settlement is instant.
But what's even cooler is once the payment lands, you choose what happens next: convert the full amount to AUD, hold in stablecoins, auto-convert to Bitcoin or gold (later rollout), or split it. You pre-set it once and it automatically executes.
Another feature of the invoicing tool is that a portion (or all) of the incoming stablecoin payment can be automatically routed into your yield account, in one single flow.
Your money either moves, converts, or earns, and nothing sits idle.
Stablecoin year-on-year growth
Stablecoin adjusted volume, 12 months to 2025
87%
Source: a16z
Source: a16z
~$9T USD
The rails behind liquid
Source: Artemis
~$300B USD
Stablecoins in circulation
Stablecoins in circulation
Source: Artemis
The rails behind liquid
Stablecoin adjusted volume, 12 months to 2025
~$9T USD
Source: a16z
Stablecoin year-on-year growth
~$300B USD
87%
Payment rails for the internet
Information has moved freely across the world for decades; any direction, any second, no permission required. Money has been slow to catch up. liquid puts your payments on internet-native rails, so value moves the way information already does; real-time, in any direction, 24/7.
Stablecoins that move both ways
Stablecoins are only useful if you can move them in and out of the fiat system. liquid keeps both doors open with ultra-cheap on and off ramps. Our ramps are also network-specific, meaning you can pick which network your stablecoins are held on with on-ramping. When off-ramping, you pick which network balance gets used, or let liquid combine multiple if no single network has enough on its own.
Stablecoins without complexity
The complexity of stablecoins has always been passed on to us - the user; seed phrases to safeguard, gas fees to pre-fund, chains to choose between. These friction points are what rails removes. All that's left is the part that actually helps your business; smoother money flow, faster settlement and predictable payments.
One address for many networks
Which network do I send to? It's the annoying question that pops up before payments are sent. Pick the wrong one and it fails, or worse, disappears completely. liquid wallets are built with Smart Addresses - one universal deposit address for many networks, routing the payment to the one you choose. Your sender transfers what they have, and you get what you want.
Invoices that follow orders
Treasury decisions exist at the payment level with liquid. Using stablecoins as the rail, your team can choose what happens to the money when it lands, and the payment will follow. Your money is either sending, swapping or earning at all times.
Maximising capital efficiency
What we offer Aussie businesses
Dynamic B2B payments across bank, mobile money, stablecoin, bitcoin and gold rails. Programmable treasury control so money is always sending, swapping, earning or compounding.
Payment rails for the internet
Information has moved freely across the world for decades; any direction, any second, no permission required. Money has been slow to catch up. liquid puts your business payments on internet-native rails, so value moves the way information already does; real-time, in any direction, 24/7.
Stablecoins that move both ways
Stablecoins are only useful if you can move them in and out of the fiat system. liquid keeps both doors open with ultra-cheap on and off ramps. Our ramps are also network-specific, meaning you can pick which network your stablecoins are held on with on-ramping. When off-ramping, you pick which network balance gets used, or let liquid combine multiple if no single network has enough on its own.
Stablecoins without complexity
The complexity of stablecoins has always been passed on to us - the user; seed phrases to safeguard, gas fees to pre-fund, chains to choose between. These friction points are what rails removes. All that's left is the part that actually helps your business; smoother money flow, faster settlement and predictable payments.
One address, many networks
Which network do I send to? It's the annoying question that pops up before payments are sent. Pick the wrong one and it fails, or worse, disappears completely. liquid wallets are built with Smart Addresses - one universal deposit address for many networks, routing the payment to the one you choose. Your sender transfers what they have, and you get what you want.
Invoices that follow orders
Treasury decisions exist at the payment level with liquid. Using stablecoins as the rail, your team can choose what happens to the money when it lands, and the payment will follow. Your money is either sending, swapping or earning at all times.
Receiving payments shouldn't be the end point, they should be the start of something productive. rails makes this transition efficient, routing stablecoin payments straight into your yield vault, which can earn up to 8x* traditional bank accounts. Your capital begins compounding the moment it lands.
Maximise capital efficiency
Receiving payments shouldn't be the end point, they should be the start of something productive. rails makes this transition efficient, routing stablecoin payments straight into your yield vault, which can earn up to 8x* traditional bank accounts. Your capital begins compounding the moment it lands.
Who rails is for
Finance teams and treasurers get tools to control and move money across the globe
Finance teams
Global businesses
Institutions
Coming soon to rails
What's next for rails?
More major stablecoins
We're adding more stablecoins from Europe, Latin America and Asia as the world's currencies move on-chain. Each new stablecoin means another market you can bill into and collect from without touching a bank.
We're adding more stablecoins from Europe, Latin America and Asia as the world's currencies move on-chain. Each new option means another market you can bill into and collect from without touching a bank, another spread you no longer pay, another currency that settles in seconds instead of days.
More major stablecoins
More invoice payout options
Right now on liquid, a paid invoice can stay in stablecoins, switch to another, or route straight into your yield vault to start earning the moment it lands. That's only the first set of choices. Soon, every payment you collect will be yours to shape completely. Payments will be a treasury decision to make.
We're adding more stablecoins from Europe, Latin America and Asia as the world's currencies move on-chain. Each new option means another market you can bill into and collect from without touching a bank, another spread you no longer pay, another currency that settles in seconds instead of days.