Our investment solution makes your money work harder for you. It's built on three pillars; asymmetric upside* through Bitcoin, a safety anchor through gold, and meaningful passive income through stablecoin yield*.
You can manually buy and sell assets like any other application. Alternatively, there are more automated features in the solution. You can securely connect your bank account to our platform through Basiq's Open Banking API*, and set a desired cash floor. This integration allows Basiq to monitor balances in real time, so you get full visibility into your investment positions versus current spending and debt. If your chosen cash floor is exceeded we'll automatically prompt you to send funds to your treasury wallets. Our treasury wallets allow you to pre-select the assets and amounts you want to invest in. When you deposit funds into these wallets, everything after runs on autopilot - your funds convert and flow into the assets you've chosen via DCA* or a one-time investment.
Furthermore, for businesses receiving stablecoin payments through our invoice tool, a portion of every incoming payment can auto-route straight into your yield account the moment funds arrive, so nothing sits idle for even a second.
Programmable money* is one of the most important financial innovations for humanity. We're bringing it to you.
Designed for Australian businesses and individuals who want their idle cash working harder and independent of banks. Designed to outlast what gets printed.
Build a financial position beyond what banks can offer.
Build & grow positions in bitcoin,
gold bullion and passive yield.
Built to outpace modern inflation.
Grow positions in bitcoin,
gold bullion and stablecoin
yield. Built to outpace inflation.
Build a financial position beyond what banks offer.
For Australian businesses and individuals who want their idle cash working harder
and independent of banks. Designed to outlast what gets printed.
Our investment solution is built for everyday Australians and businesses. It's designed to make your money work harder for you, whilst minimising the complexity of investing. The toolkit is built on three pillars; asymmetric upside* through Bitcoin, a safety anchor through gold, and meaningful passive income through stablecoin yield*.
There's a variety of ways to use the platform. You can manually buy and sell assets like any other application. Alternatively, there are more automated features in the solution. You can securely connect your bank account to our platform through Basiq's Open Banking API*, and set a desired cash floor. This integration allows Basiq to monitor balances in real time, so you get full visibility into your investment positions versus current spending and debt. If your chosen cash floor is exceeded we'll automatically prompt you to send funds to your treasury wallets. Our treasury wallets allow you to pre-select the assets and amounts you want to invest in. When you deposit funds into these wallets, everything after runs on autopilot - your funds convert and flow into the assets you've chosen via DCA* or a one-time investment.
On the digital asset side, there's no seed phrases, no wallet complexity, no protocols to navigate. On the gold side, it's allocated, LBMA-certified*, insured, and vaulted with Brink's in Australia. You just see dollars going in, performance in real time, and the option to withdraw back to your bank via NPP whenever you need.
Furthermore, for businesses receiving stablecoin payments through our invoice tool, a portion of every incoming payment can auto-route straight into your yield account the moment funds arrive, so nothing sits idle for even a second.
Programmable money* is one of the most important financial innovations for humanity. We're bringing it to you.
Our investing product gives Australian businesses and individuals a single platform to build positions in assets that can't be printed, diluted, or debased. Bitcoin's scarcity is enforced by code. Gold's is enforced by nature. Neither answers to a central bank. You access both directly - no exchange accounts, no wallets, no complexity.
For idle cash, we connect you directly to the DeFi lending protocols that generate real yield. These are the same protocols powering billions in transactions globally, and strips out every intermediary between you and the return. The interface looks like a high-yield savings account. Deposit AUD, earn 2–4x your bank's savings rate, and withdraw back to your bank account any time. No seed phrases. No gas fees. No learning curve.
For those who want control, manual buying and selling is available. But, to make the investing flow more streamlined, we're building what we call auto-invest wallets*. These are a distinct wallet, separate from your normal payment and asset wallets. They have their own automation logic which follows this flow; you pre-select the assets you want to invest in, the split in dollar or percentage terms between them, and the frequency (DCA*, one-time, hybrid). Then simply deposit AUD from your bank to this wallet, and the platform automatically executes.
Your capital always stays moving.
Where idle cash starts working for you.
The Meta-Issue
that Australians Face
Every year your cash sits in a bank, inflation quietly drains its purchasing power through monetary expansion*. Australian savings accounts yield next to nothing, which means your balance grows on screen while its real value shrinks. liquid Vault is built around assets and protocols that structurally outperform this debasement trend - giving you access to scarce stores of value and real yield from open markets.
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Gold Bullion Accumulation
Without the Usual Friction Points
Gold has preserved wealth for thousands of years, and will continue to do so. We've partnered with Rush Gold to bring you allocated, LBMA-certified*, and insured gold to your pocket. You're not buying a synthetic product or an ETF tracking a price. You're buying physical bullion held in your name. Buy, hold, and sell directly through the platform, and withdraw the value back to your bank whenever you need to.
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Bitcoin Accumulation
to Future-Proof Your Finances
There will only ever be 21 million Bitcoin. No central bank can expand that supply and no government can dilute it. We give you direct access to accumulate it systematically - whether that's a one-time buy, a recurring DCA strategy, or an automated allocation from incoming business payments. You control the pace, and the asset's sound money principles does the rest.
Earn Up To 8x
Your Bank Savings Account
Banks lend your deposits out at high rates and pay you a fraction of what they earn. Open markets* cut them out entirely. Our yield product connects your funds directly to the DeFi protocols* that power billions of dollars in global transactions, where interest is set by real supply and demand - not a bank. Deposit AUD, watch your balance grow in real time, and withdraw whenever you want.
Removing the Complexity
of Decentralised Finance
Historically, the complexity of Decentralised, Finance* has prevented people from participating. We've aimed to address this. There's no wallet complexity, no seed phrases, no gas fees, no protocols to navigate. You can deposit in AUD, have your balance in AUD, and you can withdraw to AUD. You can also interact with the stablecoins directly. The on-chain layer is invisible - you just see performance streaming in real time.
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Know What You
Can Safely Put To Work
As a business, you can connect your bank account securely through Open Banking* and set a cash floor - the minimum balance you want to keep liquid. Our platform monitors your account in real time, tracking what's committed, what's in motion, and what's sitting idle. When your balance exceeds your floor, you'll be prompted to put that surplus to work.
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Set Your Rules Once
and Your Money Follows Them
Choose the assets you want to build positions in - Bitcoin, gold, yield, or a split across all three - set your allocation in dollar or percentage terms, and pick a frequency. Once you deposit AUD, the platform executes automatically according to the rules you've defined. No charts to read, no timing decisions, and no manual trades. Consistent position-building that runs on autopilot.
Terminology Index
Neutral Assets: Neutral assets (sometimes called neutral reserve assets) are stores of value that exist outside the control of any single government, central bank, or financial institution - making them "neutral" in the sense that no nation or authority can manipulate their supply or devalue them through policy decisions.
Monetary Expansion: Monetary expansion is when a central bank increases the supply of money and credit in the economy to stimulate growth. The trade-off is that too much monetary expansion can lead to inflation and currency devaluation.
Open Markets: In DeFi, open markets means that financial services like lending, borrowing, and trading are available to absolutely anyone in the world with a crypto wallet. No bank account, credit check, or identity approval required. Unlike traditional markets that open and close on business hours, DeFi markets run 24/7 on public blockchains where prices and interest rates are set algorithmically by organic supply and demand.
DeFi Protocols: A DeFi protocol is a set of self-running programs on a blockchain that provide financial services - like lending, borrowing, or trading - automatically, without a bank or company in the middle.
Decentralised Finance: Decentralised finance (DeFi) is a system that lets people access financial services - like lending, borrowing, and trading - directly with each other using blockchain technology, without needing banks or any other middleman. Smart contracts (self-executing code on the blockchain) replace the role of traditional institutions, meaning transactions are automatic, transparent, and open to anyone with an internet connection.
Open Banking: An Open Banking API is a secure connection that lets an app - with your permission - read information from your bank account, like your balance and transaction history. Instead of you manually checking what's in your account and typing it in somewhere, the app can see it directly and in real time. The bank shares the data, but the app can only look. It can't move or spend your money.
